HARP Loans in Arizona

HARP 2.0 Loans in Arizona — Smarter home loans fit for you.

Loan Product Details – HARP 2.0 Loans in Arizona

“I have an existing Fannie Mae mortgage, and would like to reduce my rate.

Tucson Arizona HARP Loan

Underwater House - HARP loan Arizona

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Got an Underwater Mortgage?

The Fannie Mae “Home Affordable Refinance Program” (HARP2.0) offers Arizona homeowners that currently have a Fannie Mae loan to take advantage of lower interest rates in this market. Arizona Home values, especially in cities like Tucson and Phoenix, have decreased over the past few years, but with the Making Home Affordable loan you may still qualify for a refinance.Apply Now If you have any questions on HARP loans, then Give us a Call:

(520) 303-5620 or (480) 648-1733

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HARP 2.0 Loan Features

Financing available up to 125% LTV and unlimited CLTV on Owner Occupied properties

Financing available up to 105% LTV/CLTV on Investment and Second properties

Refinance transactions only

No mortgage insurance required if your existing loan did not have mortgage insurance

Fannie Mae owned loans with existing mortgage insurance are eligible. Mortgage insurance policies can be transferred from the old servicer.

Subordinate financing ok (subject to approval from existing second mortgage holder)

Freddie Mac and Fannie Mae have adopted the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes.

If your mortgage is owned or guaranteed by Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced provisions of HARP.

You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: www.freddiemac.com/mymortgage or http://www.fanniemae.com/loanlookup

All loans are subject to underwriter final approval, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions.
Joseph Small and his Team at Guild Mortgage is your trusted source for all your HARP refinance loan mortgage needs. Proudly helping Arizona homeowners and buyers in Tucson, Phoenix, Sierra Vista, Yuma, Casa Grande, Flagstaff and throughout the state of Arizona with their refinancing using the HARP loan. If you think you are ready to begin the process, then just click the “Apply Now” button to get started. And if you have any questions about refinancing with a HARP 2.0 refinance loan, or any other financing program, then call us now.

(520) 303-5620 or (480) 648-1733

You can contact Joe at: jsmall@guildmortgage.net