Home Loan Checklist

Home Loan Checklist

We’ve put together a checklist of items that we will need in order to begin this process. By getting all these items upfront, it allows us to see what loan program might work best for you, as well as catch any issues early before you go out and begin looking for a home.


– 2014 W2s
– 2015 W2s
– 2014 1040s with all schedules
– 2015 1040s with all schedules
– Last 30-days of current paystubs
– Current bank statement
– Names, addresses, phone numbers and contact person for all employers for the last two years
– Social security and other benefit award letters if being used toward qualifying income
– Copy of divorce decree and separation agreement (if applicable)
– Documentation relating to any special issues such as bankruptcy, credit problems and recently established accounts for deposits or loans
– Copy of deed, most recent tax bill and most recent homeowner’s insurance bill (for refinance only)


– All of the items listed above plus:
– DD Form 214 (Report of Separation)
– If active duty, then Current LES


– Two years personal tax returns
– Two years partnership/corporate tax returns (if applicable)
– Year to date profit and loss statement, signed by accountant