Programs

Purchase & Refinance Loans for Tucson | Phoenix | Sierra Vista:

Purchasing: Refinancing:

 
 
 


– VA Home Loan –

Tucson and Sierra Vista, Arizona – Learn About Your VA Home Mortgage Loan

VA Home Mortgage Loans in Tucson, Phoenix and Sierra Vista, Arizona

veteran in front of houseA VA home loan is a great option for Veterans and Active Military looking to purchase in Tucson and Sierra Vista, as well as smaller communities like Sahuarita, Green Valley, Nogales and Oro Valley, Arizona. VA loans offer zero down payment with great rates.

Learn more about VA Home Loans in Tucson and Sierra Vista, Arizona


– FHA Home Loans –

Tucson and Sierra Vista, Arizona – Learn About Your FHA Home Mortgage Loan

FHA Home Mortgage Loans in Tucson and Sierra Vista, Arizona

handing keys over An FHA home loan is a great option for first time homebuyers looking to purchase a home in Tucson | Sierra Vista. FHA loans were created in 1934 by the U.S. Department of Housing and Urban Development or HUD.

Learn more about FHA Home Loans in Tucson and Sierra Vista, Arizona


FHA 203K Renovation Loans

Tucson and Phoenix, Arizona – Learn About The FHA 203K Renovation Loan

FHA 203K Renovation Loans in Tucson and Phoenix, Arizona

Couple looking over blueprints The 203k home loan offers all the flexibility and low down payment of an Federal Housing Administration (FHA) loan with additional funds for improvements. With financing up to $35,000 towards cosmetic repairs, homebuyers in Tucson, Phoenix and throughout Arizona are discovering the advantages of using a 203K rehab loan.

Learn more about FHA 203K Renovation Loans in Tucson and Phoenix, Arizona


– FHA Back to Work Loan Program –

Tucson and Phoenix, Arizona – Learn About the new FHA Back to Work Home Loan Program

New FHA Back to Work loans in Tucson and Phoenix, Arizona

handing keys over The FHA recently annouced that they recognize that a lot of borrowers have gone through tough economic hard times as a result of no fault of their own. As a result, the Federal Housing Admistration is going to make it easier for these once-struggling home buyers to qualify for an FHA insured home loan. Called the FHA Back to Work loan program, this will help a lot of people in Arizona, particularly in cities like, Phoenix, Tucson, Sierra Vista, as well as others throughout the state of Arizona.

Learn more about the New FHA Back to Work Loan Program. Should really help a lot of homebuyers in Tucson and Phoenix, Arizona


– USDA Home Loans –

Tucson and Sierra Vista, Arizona – Learn About The USDA Home Mortgage Loan

USDA Rural Development Loans in Tucson and Sierra Vista, Arizona

USDA Rural Development Tucson Arizona LogoA USDA” Rural Development home loan is a great option for first-time homebuyers looking to purchase in Tucson and Sierra Vista, as well as throughout Arizona. Although there are some qualifying restrictions, USDA loans offer zero down payment with great rates.

IMPORTANT UPDATE: Please read this important update that goes into effect on October 1, 2013: USDA Loan Changes will effect the Tucson | Phoenix Arizona Areas

Learn more about USDA loans in Tucson and Sierra Vista, Arizona


Manufacture Home Loans

Tucson and Phoenix, Arizona – Learn all about Manufactured home loans

Manufactured Home Loans in Tucson and Phoenix, Arizona

Manufactured Home Manufactured mortgages for Arizona.
Manufactured Loan Financing is limited to a few lenders in Arizona and Guild Mortgage is one of them. Manufactured homes are very common these days, especially in areas around Tucson and Phoenix Arizona.

Learn more about Manufactured Home Loans in Tucson and Phoenix, Arizona


Conventional Home Loans

Tucson and Phoenix, Arizona – Learn About Using a Conventional Home Loan

Conventional Home Loans in Tucson and Phoenix, Arizona

Couple looking over blueprints One of the most common types of home loans in Arizona is a conventional mortgage. These loans stand a part from most other common types of home financing because they are not underwritten to government guidelines, such as an FHA, VA, and USDA Rural Development Loans. Conventional loans, instead, are most often underwritten to either Fannie Mae or Freddie Mac guidelines.

Learn more about Conventional Home Loans in Tucson and Phoenix, Arizona


– FHA Refinance Loans –

Tucson and Arizona – Learn About Your FHA Home Mortgage Loan Refinance Options

Tucson and Arizona homeowners have enjoyed the many benefits of homeownership. With mortgage interest rates at an all-time low, many are realizing the benefits of refinancing their FHA home loans. For others, there may be a hardship or uncertainty that might require them to tap into the equity that they have built up over the years. Whatever reason you decide to refinance your FHA loan, keep in mind that these programs are only available to responsible homeowners with a current FHA mortgage and is their primary residence

FHA Streamline Refinance Loan in Tucson Arizona

If you are one of the 1000′s of responsible homeowners here in Tucson, Phoenix or throughout Arizona that has an FHA loan and have thought about refinancing to a lower mortgage interest rate, then there is some good news. New changes to the FHA Streamline Refinance Loan program will help you save even more

Learn more about FHA Streamline Refinance Loans in Tucson, Arizona

 

FHA Cash Out Refinance Loan in Tucson Arizona

jar filled with coins Tucson VA mortgage loans can be used towards purchasing a home, building a home, or refinancing an existing mortgage.
Over the years, many Tucson FHA homeowners have discovered the FHA cash out refinance home loan. This program allows homeowners that have built up significant amount of equity in their homes to refinance and pull cash out. However, there are some basic criteria that you should be aware of:

Learn more about Tucson FHA Cash Out Refinance Loans

A VA IRRRL in Tucson Arizona

The VA Streamline Refinance is also known as the Interest Rate Reduction Refinance Loan (VA IRRRL). The IRRRL allows you to refinance your current VA home loan interest rate to a lower rate than you are currently paying.

This Streamline loan is extremely popular because of its ease of use: once you have already been approved for your initial VA purchase loan, it is relatively simple to lower your interest rate and experience considerable savings. In most cases, a loan officer or lender with expertise in VA loans should be able to complete the loan within a month’s time in most cases.

Learn more about VA IRRRL Refinance Loans in Tucson, Arizona

 


– HARP 2 Refinance Loans –

Tucson and Sierra Vista, Arizona – Learn About The HARP 2 Refinance Loan

HARP 2 Refinance Loans in Tucson and Sierra Vista, Arizona

Underwater house - HARP loan Tucson You are a responsible homeowner in cities like Tucson or Sierra Vista, Arizona. You would like to refinance and take advantage of today’s low mortgage interest rates, but your home is worth far less than what you owe on it. A HARP 2 refinance loan may be able to help you. Designed for homes that have an underwater mortgage, they are helping millions refinance.

Learn more about HARP 2 refinance loans in Tucson and Sierra Vista, Arizona


– HARP 3 Refinance Loans –

Tucson and Sierra Vista, Arizona – Learn About The Proposed HARP 3 Refinance Loan

Maybe a HARP 3 Refinance Loan in Tucson and Sierra Vista, Arizona

HARP 3 refinance loan tucsonIf you are one of the thousands of responsible homeowners in Tucson or Sierra Vista, Arizona with underwater mortgage that is not owned by Fannie Mae or Freddie Mac, then the proposed HARP 3 refinance loan may be able to help you refinance into a lower rate or term.

Learn more about HARP 3 refinance loans in Tucson and Sierra Vista, Arizona

 
 
 

 
Guild Mortgage Company is a Direct HARP 2 Loan Lender. Joseph Small and his team at Guild Mortgage Company is your trusted source for all your FHA loan, VA home loan, Conventional, USDA loan and HARP refinance loan needs in Tucson, Phoenix, Sierra Vista, Sahuarita, Green Valley and Nogales, Arizona. Give Joe and the team a call to get started. (520) 303-5620

You can contact Joe at: jsmall@guildmortgage.net